400 k college debt is crazy.(First off I didn't read 12 pages of replies but I will) I am 37 so considered a Generation X but I will say this....there are a few reasons why I believe the sport and industry needs to change to today's generation.
First is cost, Airfare from Florida to say Denver is around $300 plus Hotels nightly cost around $200 and rentals and lift tickets a day will cost you around $150 so for the first day you are already at least $650. For 4 days of skiing that is $600 plus food and drink put that at least another $200. If i go to my friends and say heyyy who wants to go skiing for 4 days it will only be around $1500, so a family of 4 is at least more than likely I will be going by myself.
2nd is Society. Credit Cards were not introduced until 1958 so today's older generation usually got from their family a nice chunk of change or a house in their will from when they passed cause people were not able to have credit card debt. Today's generation from day 1 are told to get credit cards....BUY NOW PAY LATER...Look at barbie dolls it even comes with a credit card, from day 1 its cool to shop shop shop and spend spend and for the rest of your life pay to get out of debt, most people don't have the luxury of putting money away now cause now its going towards 30% interest rates ($300 for every $1000 spent ouch). (Yes everyone's individually responsible but we have all racked up some debt in our lives and school's don't teach kids how to be smart with their money)
3rd College debt is crazy my sister who is 36 is a doctor and she has over $400k in debt.
4th There are so many options out there now for kids to do things....go to Dubai go to London go to Paris...hey charge it on your card pay back later, can't lose memories but you can lose your life by being in debt for the rest of it. There are just so many other things to do now activity wise.
This is the American for profit education at its best.
Instead though, you could get a medical degree in the EU, and most of it is free (except UK, I believe).
Or engineering, or whatever, maybe not law though, but I don't know.